By Christy Wilbert & Joe Corio
Are you helping your Medicare eligible clients to your fullest potential?
They need you more than you know. You are their life line in the confusing world of insurance, helping them find the best coverage and solutions to cover expenses and secure their life savings.
Let's take a walk down memory lane to before the Affordable Care Act was signed into Law, when individual and family rates were approximately 1/3 of the cost of employer-sponsored coverage.
At that time, PA had safety net plans that would cover those that couldn't obtain employer-sponsored coverage, or for those that were rejected from traditional individual plans. These plans were guaranteed issue and cheaper than the coverage available today.
As the end of the year approaches (with almost a year's worth of blogging under our belt) we'd like to hear what you've thought about our blog so far and what you'd like to see us write about in the future.
There's rarely a week that goes by where I don't get a call from one of our agent partners asking, "How do I protect myself from hackers and compliance violations?"
These are important questions that should be asked by everyone who handles Protected Health Information (PHI) and Personally Identifiable Information (PII) to ensure HIPAA compliance. Don't worry, you don't have to be a security expert to keep you and your client's personal data safe.
CMS takes the monitoring of Medicare agents seriously in order to protect seniors from unscrupulous agents trying to take advantage of them. With all of the hustle and bustle of the busy selling season, it can be easy to make simple mistakes or take short-cuts on your appointments leading to compliance mistakes. Unfortunately, these mistakes or oversights can cause a wave of damage that many times cannot be mended.
